Churches and Houses of Worship have similar exposures to unexpected losses as any other property owner. 
There are different types of structures such as Church buildings, Parsonages, Schools, utility sheds, gymnasiums and garages.  Furthermore, there are many types of Contents - furniture, musical instruments, equipment, vehicles and other property that is owned or leased by the Church. 

Also, there are various liability exposures that a Church faces - Premises Liability for slip and falls, Pastoral Liability for advice and counseling, Operational Liability for events off premises and Directors and Officers Liability for the Trustees making administrative decisions for the Church. Furthermore, many Churches own Cars, Vans and School Buses and need Auto Liability and Physical Damage coverage, and for their employees, a Church needs Workers Compensation.

All these exposures can be insured, and it makes good financial sense and good stewardship to ensure the monies and finances of the Church are carefully administered.
The Covenant Agency, LLC represents a number of financially sound and high quality Insurance Companies that provide special programs specifically designed to meet the insurance needs of Churches and Houses of Worship.

If you are a Trustee on the Board of Trustees, Elders or Overseers in charge of making insurance decisions, for your Church or House of Worship, then please contact The Covenant Agency today to arrange for a complete review of the insurance needs of your Church or House of Worship.

The Covenant Agency, LLC - "A Commitment of Coverage, A Promise of Protection and an Agreement of Affordability"

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"All the ways of the Lord are loving and faithful toward those who keep the demands of his Covenant". - Psalm 25:10